An experienced and knowledgeable Charleston, WV bankruptcy attorney could provide you relevant legal advice, prepare your bankruptcy paperwork, and help you through the process. However, these services would be made available at a cost. If you cannot afford to pay the fees, you may be able to – 

• Represent yourself in bankruptcy 
• Negotiating reduced fees with the attorney 
• Paying your fees through Chapter 7 and Chapter 13 repayment plan 
• Seek assistance from a free legal clinic or legal aid society 
• Finding an attorney handling your case free of charge 

Representing yourself in bankruptcy 

You do not have to hire an attorney when filing for bankruptcy. However, it would be in your best interest to hire the one based on – 

• The kind of bankruptcy you wish to file 
• The complications associated with your case 
• Are you willing to do the necessary research 

Negotiating reduced fees with the attorney 

If you were unable to afford the quoted fees, consider offering the attorney an amount you could pay. The attorney might agree to handle your case, especially if your income is relatively low. Moreover, look forward to shopping around for more options. You may come across local attorneys who may charge less. 

Paying your fee through Chapter 7 and Chapter 13 repayment plan 

Complicated Chapter 7 and Chapter 13 bankruptcies need extensive knowledge of bankruptcy law, as it may have several pitfalls. It would be in your best interest to hire a bankruptcy attorney and pay him or her a good portion of the attorney’s fee through your Chapter 7 and Chapter 13 repayment plan. 

Seek assistance from a free legal clinic or legal aid society 

Most free legal clinics and legal aid societies give legal aid to individuals with low-income. Moreover, most bankruptcy law schools and courts have clinics or information centers specifically designed to assist such debtors with their cases. 

Finding an attorney handling your case free of charge 

Most attorneys would take a specific number of cases free of charge or at a considerably lower rate every year. If you cannot afford to pay for the services of a bankruptcy attorney, you should look forward to finding an attorney willing to handle your case without charging anything or pro bono. You could find more information on pro bono attorneys online, local bar association, through your state bar, or by talking to other attorneys in your area.